Does Gender have any Effect on Aggregate Saving? An empirical analysis

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Does Gender have any Effect on Aggregate Saving? An empirical analysis

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dc.contributor.author Floro, Maria S.
dc.contributor.author Seguino, Stephanie
dc.date.accessioned 2009-02-18T14:56:35Z
dc.date.available 2009-02-18T14:56:35Z
dc.date.created 2004-11
dc.date.issued 2004-11
dc.identifier.uri http://hdl.handle.net/1961/4952
dc.description Working Paper No. 2004-12. 21 pages. en
dc.description.abstract This study investigates the effects of gender on aggregate saving. We test the hypothesis that shifts in women’s relative income, which can affect their bargaining power within the household, have a discernible impact on household saving and, by extension, gross domestic saving, due to differing saving propensities by gender. The empirical analysis is based on panel data for a set of semi-industrialised economies, covering the period 1975–95. The results indicate that, as some measures of women’s relative income and bargaining power increase, gross domestic saving rates rise. The implied gender disparity in saving propensities may be linked to differences in saving motives based on gender roles, and well as divergent experiences of economic vulnerability. These findings suggest the importance of understanding gender differences in planning for savings mobilisation and in the formulation of financial and investment policies. en
dc.description.sponsorship Department of Economics, American University en
dc.language.iso en_US en
dc.publisher Department of Economics, American University en
dc.rights.uri Copyright © 2004. All rights reserved. Readers may make verbatim copies of this document for non-commercial purposes by any means, provided that this copyright notice appears on all such copies. en
dc.subject.other Household saving en
dc.subject.other Saving rates en
dc.title Does Gender have any Effect on Aggregate Saving? An empirical analysis en
dc.type Working Paper en


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